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19 Dec

Your bank relies on you sticking with them, because it costs them less and you pay them more. According to the ACCC, established Big Bank Home Loan customers are paying 0.32% p.a. (on average) more than new customers. That’s a ‘loyalty tax’ of more than $1000 a year on a $500k loan....

10 Dec

If you’re going to need finance of any kind, you want to start planning early to give your application the best chance of success....

21 Nov

Nobody wants to have an uncomfortable conversation with their bank, especially when applying for a loan....

07 Nov

The climate around lending has changed quite a bit over the past couple of years. That means that just about every bank has a new set of policies and they aren’t offering the same loans in the same circumstances as they did just two years ago....

01 Nov

What’s our number one piece of advice for anyone buying a motor vehicle? Make sure you’re comparing apples with apples....

10 Oct

Don’t make the mistake of assuming your mortgage is what it is. Review it regularly to make sure you’re still getting the best rate, otherwise you could be caught out - at considerable expense - as the banks will creep your rate up if you don’t pay attention....