Whether you want to grow your business, your personal wealth, or a combination of the two, we’re here to help.
We’ve been doing it for more than 20 years for well over 10,000 clients.
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With a wide variety of lenders and lending solutions available, it can be quite tricky to identify the one that best suits your needs – and that’s before you even start the process of securing it.
Whether you’re a first-home buyer, an investor with an eye on property, or an established homeowner looking to renovate, our team of lending specialists will treat your transaction as if it were their own.
As we assess your circumstances and identify suitable lenders and products, we’ll make sure you understand what we’re doing and why. You’ll have access to whatever professional skillsets you need to complete the process, and we can stick with you after the loan has been secured with ongoing advice for debt reduction and an annual loan review.
As commercial property loans can require a larger deposit and attract higher interest rates than residential property loans for similar amounts, it’s even more important that you understand your options and choose the right one for your needs.
The sort of loan that best suits you will depend on whether you’re buying commercial property as an investor or as a business owner, whether you’re using any residential property you own as security, and a handful of other considerations.
Our advisors will help you assess whether a variable rate, fixed rate, split rate, principal and interest, or interest-only loan – or possibly even a line of credit commercial property loan – will work best, as well as what features you might take advantage of to put yourself in the most favourable position.
Whether you know what you’re looking for or would like some guidance as to which of the available commercial lending products will best support your business needs, we’ll help you get it right.
You might be thinking about an overdraft, considering a line of credit, or see invoice finance as an attractive option, but don’t really know how to narrow down the available products to identify the most appropriate solution.
We can help you assess the various options and weigh up not only their relative suitability but also how each will likely impact on your cashflow, then help you secure and implement the solution we identify.
The requirements around construction and property development finance can provide a unique set of challenges. Projects might be considered differently by each lender, as the big banks have their own assessment criteria, which may differ from those of private equity or non-traditional lenders.
We can help you access a range of construction funding solutions, whether there is already one that aligns well with your needs, or we need to work with a prospective lender to tailor the conditions to suit.
When we know what you need, we help you prepare your application so that you tick all the boxes that the lenders require, because we want to ensure you secure finance with the minimum time lag to approval.
Having the right equipment and assets is crucial to the growth of any business, and often that means having the right asset and equipment finance in place.
Whether you need short or long-term funding, whether your loan agreement is to be secured by the asset you’re purchasing, and whether the asset is tied to a specific process or project will likely impact on the finance we recommend.
You could be faced with a choice between an equipment loan, a commercial hire purchase arrangement, a finance lease or rental and, if so, we can help you weigh up the pros and cons of each approach against your circumstances, including any other financial commitments.