A family guarantee sits inside a formal lending structure instead and everyone's position is documented with the lender, the limits are known and there is a defined end point. To reduce grey areas and keep everyone on the same page, family lawyers stress the importance of obtaining family law advice and having an agreement in place before signing any contracts....
The negative gearing changes delivered in the 2026 budget came into effect as law on 26 June 2026. Given the buzz and conflicting opinions, it’s only natural to wonder about the impacts for you as an investor and whether the negative gearing benefits have disappeared altogether. The good news is there is a silver lining for existing investors and for new investors, there are ways to ensure your future investment loan strategies are optimised for tax purposes....
A bulletproof small business budget or equally important for a larger business gives you clarity, confidence and control. It won’t remove every surprise, but it will mean fewer of them, and a much better chance of seeing the ones that matter coming. With the right structure, regular review and the right support, your budget stops being a chore and starts being one of the most valuable tools in the business....
The General Interest Charge the ATO levies, estimated at $3.5 to $4.5 billion across Australian taxpayers each year, is no longer tax-deductible. Every dollar of it is now a real, after-tax cost, which is exactly why more businesses are looking at tax debt financing. If you are a business owner or director carrying ATO tax debt, this article explains what that change actually costs you, how replacing the debt with a business loan can work, and when it makes sense to do it....
Building long-term wealth starts with the right mindset, consistent habits and a clear understanding of what financial confidence means to you. This article explores how Australians can make more deliberate money decisions, think beyond short-term pressures, and create a practical foundation for lasting financial security....
The latest Federal Budget includes significant proposed changes for Australian families, investors and business owners, covering trusts, capital gains tax, negative gearing, small business support and electric vehicle salary packaging. While many measures do not begin until 1 July 2027 or later, now is the time to review how they may affect your tax position, investments, property plans or business structure....
When it gets to the end of the financial year, your tax return is the last thing that you want to think about. Tax returns don’t need to be stressful. With good organisation, proactive planning and the right support, you’ll approach the end of the financial year with confidence. Take away the scrambling and focus on tangible outcomes....
Tax planning ahead of the end of the financial year can give you the clarity and confidence you need to avoid any surprises. Get the benefits of a proactive tax strategy and make gains for not only one tax year, but for many years to come...
Property tax in Australia can be complex for investors, with different rules across federal and state levels. This guide breaks down key obligations including income tax, capital gains tax, land tax, and common deductions, helping you better understand how property tax impacts your investment strategy and cash flow....
Your FBT obligation is separate to any income tax you may be liable to pay. It is an additional tax obligation that requires a different assessment. Understanding FBT is important to ensure your business is adequately meeting its tax obligations. In this guide, we help explain what those obligations may look like and how you can stay on top of them....
